The “Free Roof” Scam: What You Need to Know

Do you know the saying “If it’s too good to be true, it probably is?” Well, this is all too true for free roofs. Partaking in this practice is not only unethical, it is likely insurance fraud and illegal. Read on to find out more about why this is fraud and the three ways this scam commonly appears.

A Free Roof is Insurance Fraud
Since 1989, it has been a Texas law that a person who advertises or promises to provide a good or service and to pay all or part of the insurance deductible or a rebate for part of the insurance deductible is committing an offense, and a homeowner who submits a claim that violates the former is also committing an offense and is a class A misdemeanor. There are three typical free roof scams, but all defraud the insurance company and if you’re caught you could face significant fines, and even jail time. Is saving a few hundred dollars truly worth it?

 Common Free Roof Scams
There are three common ways unscrupulous roofers will offer to pay for your deductible, and all three all illegal and should be avoided. These include a roofer “eating your deductible,” inflating the invoice to cover your deductible or advertising deductible reimbursement/allowance. All three of these offers violate the law by either promising to pay for or rebate your insurance deductible. If your insurer asks for proof of payment or cost on any of these scams then you will still owe your deductible at best, and at worst you could be found guilty of insurance fraud.

Other Risks
As you can see, there are a lot of risks in hiring a roofer who will pay or rebate your deductible. You may be thinking I won’t be caught, but even if you aren’t why would you want to work with a roofer who is willing to break the law? If they are cutting this corner, they are probably cutting other corners and installing a roof with sub-par materials, workmanship, or both. You should work with a roofer who is trustworthy.

Work with a Roofer You Can Trust
At KangaRoof we will never offer to pay for your deductible, and we care about your house and family getting the best quality roof at the best price. That’s why we’ve taken the time to become a GAF Certified Master Elite contractor, meaning we meet stringent education, safety, and quality standards. We also have an A+ Better Business Bureau rating and have been trusted by your neighbors in the greater Austin area for over 20 years.

We’re a family-owned business, who puts family first, including your family. If you have roof damage or it’s time to replace your roof, contact us today!